Usage-Based Insurance

Usage-Based Insurance

Expert-driven news, in-depth analysis, market data, and forecasts shaping the future of Usage-Based Insurance. Stay ahead with PAVE Insight.

Will UBI continue to grow over the next decade? Where will it thrive? Which programmes and technologies will shape its future? PAVE Insight has the answers.

The Usage-Based Insurance (UBI) market, encompassing mileage-based, pay-as-you-drive, pay-how-you-drive, and reward-based insurance models, is evolving. As insurers and drivers alike recognise the advantages of personalised, data-driven policies, adoption is increasing globally.

However, UBI has seen varied success across different markets—flourishing in some regions while struggling in others. Certain insurers and telematics providers have unlocked a winning formula, while others have faced challenges. What factors drive these differences? What trends and innovations will determine the future of UBI?

PAVE Insight delivers the intelligence needed to navigate this complex landscape. Our proprietary database, tracking over 170 insurers and Telematics Service Providers (TSPs), offers exclusive insights into market performance, adoption rates, regulatory influences, and competitive dynamics.

Updated quarterly, our market intelligence equips insurers, TSPs, and mobility leaders with the data and forecasts required to optimise UBI strategies, identify growth opportunities, and stay ahead in this competitive sector.

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Our Expertise

Under the surface, the platform combines specialised capabilities that turn source-traceable, analyst-verified coverage into market intelligence teams can actually use. Coverage is anchored to vehicle registration data and vehicle parc data and organised through a consistent taxonomy so comparisons remain coherent over time.

Observed datasets and modelled outputs are maintained as distinct analytical layers, enabling traceability and transparent interpretation.

Benchmarking

Benchmarking

Like-for-like benchmarks across markets and competitors, built on one taxonomy to prevent category drift and perception bias due to company size.

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Data

Data

Evidence-based, analyst-verified company and product intelligence linked to registration and parc baselines.

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Forecasting

Forecasting

Market sizing and adoption forecasting built from clear inputs and explicit horizons, with observed and modelled layers handled separately.

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Coverage

Coverage

Segments aligned to vehicle profiles and market structure, enabling meaningful comparisons by country, vehicle type and fuel.

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Insights

Insights

Expert-written analysis that explains what market shifts mean - grounded in the same coverage used for benchmarking and forecasting.

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What can you do, with PAVE Insight?

PAVE Insight is a market intelligence platform for connected mobility teams who need a view of markets they can stand behind.

Every output is grounded in source-traceable, analyst-verified coverage, reviewed against documented sources by PAVE Insight’s research team, and anchored to vehicle registration data and vehicle parc data.

Datasets and outputs are maintained in layers to enable traceability, transparency, and reliable interpretation.

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